Loan origination, debt marketplaces, servicing, and borrower intelligence for real estate lenders, brokers, and investors. From CRE loan origination systems to construction draw administration and private lending platforms.
Real estate debt runs on software now. Banks and credit unions originate CRE loans through dedicated origination systems, debt brokers match borrowers with hundreds of lenders through marketplaces, and private lenders run their entire fix-and-flip books on purpose-built servicing platforms.
The category splits by who you are. Lenders need origination, underwriting, and portfolio management systems. Borrowers and their advisors need marketplaces and placement platforms that create competition for their deal. Construction lenders need draw administration and inspection workflows that generic loan systems handle badly.
Pricing varies as widely as the buyers: SMB private-lender platforms publish per-loan or monthly pricing, while bank-grade origination systems are six-figure enterprise deals. Almost everything in the middle is quote-based.
CRE term loans, construction loans, bridge/fix-and-flip, and agency multifamily have very different workflows. A system built for one usually fakes the others.
Look for real spreading, rent roll and operating statement ingestion, and covenant tracking rather than a CRM with a loan amount field.
For construction lending, inspection scheduling, budget tracking, and draw approvals are the whole job. Ask to see that workflow end to end.
Servicing, accounting, credit data, and doc prep all need to connect. Closed systems create rekeying at exactly the volume where errors get expensive.
Banks and credit unions typically run commercial LOS platforms that handle intake, spreading, underwriting, and approvals in one pipeline. Private and hard-money lenders more often use lighter platforms purpose-built for bridge and fix-and-flip lending with faster setup.
A platform that takes one loan request and puts it in front of many lenders, creating competition on rate and terms. Some are broker-driven platforms, others let borrowers go direct. They earn fees on closed loans rather than software subscriptions.
Only some. Construction lending needs draw administration, inspections, and budget tracking that standard loan systems lack, so several platforms in this category specialize in exactly that.
Private-lender platforms often publish pricing from roughly $200-500 per month or per-loan fees. Bank-grade origination and servicing systems are quote-based enterprise contracts. Marketplaces typically charge success fees on closed loans instead.