Best Cotality Alternatives (2026)
Updated November 2, 2026. Independent editorial; how we research.
Cotality (formerly CoreLogic) took its new name on March 24, 2025, and has been privately held since funds managed by Stone Point Capital and Insight Partners completed their acquisition of CoreLogic in June 2021. It sells property, mortgage, market and climate risk data and analytics to lenders, insurers, agents and MLSs, investors and utilities, through products such as the Araya intelligence platform (99.9% of US properties from 22K+ sources), automated valuation models, hazard monitoring, MLS software and an MCP server for licensed customers. People look at alternatives for familiar enterprise reasons. There is no public price list and pricing varies by region, contracts are negotiated across a broad suite when many teams need one slice of it, integration takes engineering time, and the breadth that suits a national lender or carrier is more than a regional lender, insurer or proptech team needs.
The right replacement depends on which part of Cotality you use, and most teams end up with two narrower vendors rather than one. For property records, deeds and mortgages at national scale, look at the other data houses. For AVMs, appraisal review and collateral risk in a lending workflow, a valuation specialist will sit closer to how your credit team works. For climate peril data in underwriting or portfolio risk, a dedicated climate model is the cleaner fit. Price the slice, not the suite.
Cotality and its alternatives at a glance
| Tool | Starting price | Free trial | Best for | Deployment |
|---|---|---|---|---|
Cotality | Contact for pricing | No | Lenders, Insurers | Cloud |
ATTOM | Contact for pricing | Yes | Investors, Brokerages | Cloud |
D DataTree | Contact for pricing | No | Title & Escrow Professionals, Lenders | Cloud |
Veros | Contact for pricing | No | Mortgage Originators, Servicers | Cloud |
Clear Capital | Contact for pricing | No | Lenders, Servicers | Cloud, Mobile |
Quantarium | Contact for pricing | No | Mortgage Lenders, Banks | Cloud |
First Street | Contact for pricing | No | Investors, Lenders | Cloud |
HouseCanary | $19/month | No | Lenders, Appraisers | Cloud |
Top Cotality Alternatives
National property data on 160M+ US properties via API, bulk files, and cloud shares, with AVMs and risk analytics.
Why pick it over Cotality: ATTOM is the most direct replacement for Cotality's property data: ownership, deeds, mortgages, foreclosures, assessor records, permits, boundaries, AVMs and hazard and default-propensity analytics on 160M+ US properties, delivered by API, bulk files, Snowflake, Databricks or MCP. A 30-day API trial lets data teams test match rates before negotiating. Licensing is quote-based, and it does not replicate Cotality's mortgage workflow, MLS or insurance underwriting products.
Property research from First American - data on 99% of US housing stock and 5.5B+ recorded document images.
Why pick it over Cotality: DataTree, from First American Data & Analytics, suits title, lending and due diligence teams that rely on recorded documents: property records on 99% of US housing stock and more than 5.5 billion recorded document images covering deeds, mortgages, assignments, lien releases and foreclosures. It replaces the property research side of Cotality rather than its models. Pricing is quote-based, and it is oriented to title and residential research more than analytics.
AVM suite, forecasts, and collateral risk analytics for mortgage originators, servicers, and investors.
Why pick it over Cotality: Veros is a valuation and collateral risk specialist for mortgage originators, servicers, capital markets teams and home equity lenders: the VeroVALUE AVM family and ValuSTREAM AVM cascade, Collateral Integrity Analysis, Disaster Vision, VeroHPI and VeroFORECAST, plus appraisal delivery technology for UCDP and UAD 3.6. Choose it to replace Cotality's AVM and collateral tools specifically. Pricing is not published, and it covers residential mortgage use cases only.
Valuation, appraisal and property data for lenders, servicers and insurers: AVMs, appraisals, BPOs, evaluations and public-record data.
Why pick it over Cotality: Clear Capital combines valuation analytics with valuation services: ClearAVM, a rental AVM and a Property Analytics API, PropertyNova tax assessment, deed and mortgage data, plus appraisals, BPOs, residential and commercial evaluations, and property condition and post-disaster inspections for insurers. It fits lenders and servicers that want automated and human valuations from one vendor across origination, home equity, servicing and capital markets. Pricing is on request.
AI valuation models and property data services for lenders, investors, and mortgage participants.
Why pick it over Cotality: Quantarium offers AVMs, licensed property data, the TerraIndex home price index and computer vision that classifies rooms, rates condition and detects damage, alongside a valuation services platform for BPOs and appraisals. Banks, lenders and insurers use it as an AVM and data source, and a marketplace sells individual property reports. Pricing goes through sales, and the focus is residential mortgage rather than commercial property.
Physics-based flood, wildfire, wind, heat, and air quality risk data for every US property, via API.
Why pick it over Cotality: First Street replaces Cotality's climate and hazard analytics for insurers, lenders and investors: physics-based models of flood, wildfire, wind, heat and air quality for US properties, translated into financial loss estimates and delivered by API. MSCI completed its acquisition of First Street on August 3, 2026, and is folding the data into its climate solutions. It covers physical climate risk only, not property records or valuations, and pricing is quote-based.
Residential AVMs, property and market data by API and bulk files, valuation reports and CanaryAI, with plans from $19 a month.
Why pick it over Cotality: HouseCanary is the one valuation vendor here with published plans: residential AVMs, valuation reports, CanaryAI and data on 136M+ properties, with core API access on Pro at $79 a month and Teams at $199, plus enterprise contracts above that. That makes it practical for smaller lenders and single-family rental investors who cannot justify an enterprise license. It filed for Chapter 11 on September 22, 2026, and says customers are served without interruption, which lenders will want to weigh in vendor risk review.
Frequently Asked Questions
Is Cotality the same company as CoreLogic?
Yes. CoreLogic announced its global rebrand to Cotality on March 24, 2025, with Patrick Dodd continuing as president and CEO. The company has been private since Stone Point Capital and Insight Partners completed their acquisition of CoreLogic on June 4, 2021.
How much does Cotality cost?
Cotality does not publish prices. Data licenses, platforms such as Araya and analytics products are quoted through sales, and the company notes that pricing varies by region.
Which Cotality alternative publishes its pricing?
HouseCanary publishes plans from $19 a month, with API access starting on the $79 Pro plan. ATTOM does not publish prices but offers a free 30-day API trial. Veros, Clear Capital, Quantarium, DataTree and First Street are quote-based.
What is the best Cotality alternative for insurers?
First Street is the closest match for climate peril modeling, now as part of MSCI. ATTOM adds hazard analytics alongside its property records, and Clear Capital offers property condition and post-disaster inspections. Few insurers replace Cotality with a single vendor.
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